Republic Visa Classic Card

Whether you are shopping online or traveling the world a Republic Bank International Visa Classic Credit Card makes shopping and settling your expenses easier for you

Republic Bank has the latest in credit card technology. Our Chip and PIN credit cards are the first with this technology to be introduced in the English-speaking Caribbean.

Chip and PIN technology has many benefits:
  • It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
  • The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
  • The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
  • These cards are also globally accepted, including in Europe and in the UK.

Anytime, anywhere, you can earn BONUS POINTS every time you make purchases with your Republic Bank Credit Card. The more you use your Republic Bank Credit Card the more BONUS POINTS you accumulate and the more BONUS POINTS you have, the more you save!

Redeem points for:

  • Airline tickets on any airline
  • Cruise Travel
  • Building Supplies
  • Groceries
  • Or whatever you choose, anywhere Visa credit cards are accepted in Barbados!

When you apply for a Republic Bank Personal Visa Credit Card you also get a Republic Bank Bonus Points card!

No fees on your Republic Bank Bonus Points card before use.

You can receive up to 50 days interest free credit once your credit card balance is paid in full by the payment due date for two consecutive months.

Coverage for up to the full cost of repair or replacement of a rental vehicle. Applies USA and Canada.

Your Republic Bank International Visa Gold Credit Card gives you peace of mind and saves you money by providing this free insurance coverage every time you use your card to rent a car.

What are the benefits and who is covered?

  • When you use your Republic Bank International Visa Gold Credit Card to book a car and pay the full price of the rental, you are covered by this insurance. To access this coverage you must decline the Collision Damage Waiver (CDW/LDW) or similar coverage offered by the car rental company in its rental agreement.

    The Auto Rental Insurance covers up to the full cost of repair or replacement of a rental vehicle in the event of:

    • damage due to collision or theft of the vehicle
    • malicious vandalism against the car
    • documented valid loss-of-use charges imposed by the car rental company.

    This coverage applies anywhere in the world, including your country of residence in Latin America and the Caribbean (where allowed by local laws), and will be in effect while the vehicle is in the possession of any authorized driver specifically mentioned in the car rental agreement. Coverage will expire as soon as the rented vehicle is returned to the car rental company or 31 days after the date of rental.
    Coverage also applies to car rentals that are redeemed with points generated through
    Visa card loyalty programs, provided all taxes and surcharges are paid with the Republic Bank International Visa Platinum Credit Card.

What types of rental vehicles are covered?
Most rental automobiles are covered, including some luxury vehicles such as BMW and Mercedes Benz. If you have any questions regarding a specific vehicle, call the Visa Customer Service Center.

What is the first thing I should do if I am involved in an accident or the rental car is stolen?
Speak to the car rental company and be sure to obtain a copy of all documents related to the accident or theft, including the Accident Report Form, a copy of the Car Rental Agreement (front and back), Police Report (if any), and any other pertinent documents.

What do I need to do to submit a claim to Visa?
You must notify Visa within 30 days or your claim will not be processed. In addition to all documents indicated above, you must submit proof that the full price of the car rental was paid with the Visa Platinum card.

Visa does not provide insurance. Insurance provided by third parties. For definitive information about the scope and limitations of each insurance product, please refer to the policy issued by the insurer.
How do I make a claim?

  1. Notify Visa within 30 days
  2. Submit copy of all documents related to the accident or theft.
  3. Submit proof that the full price of the car rental was paid with the Visa Platinum card.

The new Contactless feature allows you to conduct purchases BBD$100 and under, with your credit card, without having to give it to anyone to complete your transaction.

Our Republic Visa Classic Card has already been enabled with this new feature and will be available to new customers, as well as existing cardholders upon renewal or replacement of their credit card.

With contactless transactions:
  • Your card never leaves your hand.
  • You don't need to touch the point-of-sale terminal.
  • It makes the transaction faster.

For further information regarding contactless transactions, please see our FAQs here.

The Visa Price Protection Programme helps you get the best price you can find on most products you buy with your Republic Bank Visa Classic Credit Card. Simply pay for the entire cost of the product with your credit card and if, within 30 days of the date you purchased the product, you see either a printed advertisement or non-auction internet advertisement for the same product (same model number and same model year) by the same manufacturer, in the same market*, for a lower price, Visa will refund you the difference, up to USD$200.00 per 12-month period. The price difference must be above USD$25.00 this coverage to apply. Conditions apply.

*Special conditions apply
What you will need

Before visiting our branches, ensure you have the following documents:

Main applicant and each co-applicant on the account

One piece of Photographic Identification - Barbados National Identification card
Salaried - Copy of Job Letter and Pay slip(this can be up to 3 months old)
Self employed - up to date Financial Statements/tax returns
Copy of a Utility Bill in the applicant's name

Click here to download Conditions of Use

As at April 2016, the following is the list of countries where sanctions have been imposed by the US Government and United Nations, as well as sanction regulations issued by other jurisdictions, that restrict the use of VISA/MasterCard products.

  • Burma (Myanmar)
  • Iran
  • Sudan
  • Syria
  • North Korea
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