Republic Credit Cards

A Republic Bank Credit Card is an easy and convenient way to finance your daily purchases.

Access credit day or night wherever you are in the world with a Republic Bank international credit card issued in conjunction with our partner VISA International.

Republic Cash Back Programme

Anytime, anywhere, you can earn Cash Back every time you make purchases with your Republic Bank Credit Card. The more you use your Republic Bank Credit Card the more Cash Back you accumulate and the more Cash Back you have, the more you save!

When you apply for a Republic Bank Personal Visa Credit Card you also get a Republic Bank Cash Back card!

Redeem points for airline tickets on any airline, cruise travel, building supplies or whatever you choose, anywhere Visa Credit Cards are accepted in Barbados!

No fees on your Republic Bank Bonus Points card before use.

Your Republic Bank Credit Card can be used at thousands of merchants locally and millions of merchants internationally where Visa and MasterCard are accepted.

Get access to cash locally and internationally via any ABM that displays the Visa and MasterCard logo.

With a Republic Bank Credit Card:

  • There's no need to carry large sums of cash
  • You gain acceptance globally
  • You can check your balance online via RepublicOnline
  • You can track your spending
  • You can avail of 50 days interest free credit
  • You can shop online
  • Access to cash is easy if needed

Payments to your Republic Bank Credit Card can be made via:

  • Any branch Blue Machine of Republic Bank
  • Any branch of Republic Bank
  • Via RepublicOnline
  • Automated Payments

Do you know that your Republic Bank Credit Card can provide you with superior benefits and rewards? To ensure that you are not missing out on some of the wonderful benefits that your Republic Bank Credit Card has to offer, we have developed a comprehensive list of useful tips which will help you manage your credit card and maximise the great rewards!

TIP #1 Use RepublicOnline
  Use our free online service:
  • To transfer funds from your chequing or savings account to your credit card account and get real-time availability of funds
  • To pay your credit card and utility bills
  • To retrieve your monthly credit card statements. This will enable you to track your account activity and obtain your current and available balance

Not yet signed up for RepublicOnline? Visit to apply today!

TIP #2 Manage your payments

Pay your credit card bill by the payment due date to avoid paying unnecessary late fees. You can use RepublicOnline or our Automated Payment Service to ensure you pay on time. These are services that are available to our Republic Bank accountholders. Please note payments made to your Credit Card after 8:00 p.m. will be processed the next Business day. Remember, with your Republic Bank Credit Card no interest will be payable on any amounts debited to the Credit Card Account if the outstanding balance is paid in full by the Payment Due date shown on the Principal Cardholder’s current Billing Statement.

TIP #3 Track your spending

Diligently monitoring your credit card transactions will make you less susceptible to fraud. Always ensure that all transactions noted on your statement are correct. Look at the new charges and match all transactions with your receipts. Make sure your last payment was recorded correctly. You can track your spending anywhere, anytime with RepublicOnline.

TIP #4 Treat your card as if it were cash

Your credit card should never be left out of your sight! Be sure to ask the waiters at your favourite restaurants if they have a wireless credit card terminal so that you can settle your bill right at the table with speed and ease, as well as eliminate possible fraudulent ‘skimming’ opportunities. If the restaurant does not have a wireless terminal, be sure to accompany the sales representative to the terminal area to complete the transaction.

TIP #5 Credit card limit increase

If you require an increase in your credit limit to cater for vacation, personal or even home expenses, simply go into any one of our 7 branches with your most recent pay slip and fill out the relevant form. Be sure to apply early to ensure that your limit increase can be processed in time for when it is needed.

TIP #6 Vacation/business travel
  • Before you travel abroad always ensure you visit the bank’s website to ensure that you are familiar with the benefits that your Republic Bank Credit Card has to offer.
  • Republic Bank has a superior fraud monitoring system so that you can have ‘peace of mind’ when you are travelling abroad. Help us ensure that you enjoy uninterrupted service and convenience with your Republic Bank Credit Card when you travel by advising us of your travel plans.
  • Always note your credit card account number and the relevant Republic Bank MasterCard/Visa assistance numbers that are located to the reverse of your card. Store the number in a safe place, in the event that your credit card is lost or stolen you can contact the relevant assistance centres.

TIP #7 Phishing-Internet scams

Be suspicious of unsolicited emails that appear to have originated from your bank, asking you to verify personal or financial information. The email can also appear as an offer of rewards requesting that you provide your credit card account information in order for the rewards to be processed. Republic Bank will never send you an email or SMS requesting personal information, so kindly disregard these types of messages (emails & SMS).

TIP #8 Look out for Republic Bank promotions and exclusive offers

Republic Bank is always rewarding our customers through customized and exclusive credit card promotions, or value-added discounts at merchants. This gives you the opportunity to get extra value from your credit card as well as the chance to win great prizes! Be sure to visit our website at regularly to learn what’s new and exciting in the realm of credit cards and read your credit card statement inserts so that you can benefit from these offers.

TIP #9 Never leave home without your Republic Bank Credit Card

Using your Republic Bank Credit Card for all your purchases can actually make you save time and money through the rewards you earn. It provides a reliable and safe payment instrument for your purchases both locally and abroad whilst providing superior fraud monitoring systems and security features such as our Chip and PIN technology, free insurance coverage and value- added benefits. Remember your Republic Bank Credit Card, if used wisely, can be your tool to effectively manage your finances and reap great savings everyday!

What you will need

Before visiting our branches, ensure you have the following documents:

Main applicant and each co-applicant on the account

Two forms of valid photo identification
Utility Bill in their name (if renting, in the name of the landlord)
Recent Job letter
Recent Pay slip

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