Home Equity

Let Republic Bank Make It Happen For You!

With the variety of loans and credit facilities available at Republic, it is Easy, Quick and Affordable to make your dreams become reality!

Owning a home is what most people aspire to.  And, while those early years of home ownership can sometimes be a struggle, imagine the significant asset that you’ve invested in.  But investing in a home can provide you with equity that can be used to help you realise some other dream as your family grows or your lifestyle changes.

But what does equity mean?

As a home owner this equity can be used as security to acquire another loan with your mortgage to finance any of the following:

  • Home Improvement
  • Debt Consolidation
  • Education
  • Travel
  • Medical expenses
  • Investments
  • Energy Savings Solutions
  • Acquisition of additional properties

Home Equity loans offer a longer repayment period, usually until the end of the mortgage. Financial institutions on average use up to 90% of the equity available in the home to finance your project. Loans secured by equity are usually offered at better terms which make them much more affordable.

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