Republic International Visa Business Card

A Republic Bank International Visa Business Credit Card can help you keep your company's expenses on track and provide you with the buying power you need to operate your business. Plus you enjoy exclusive travel benefits and unlimited rewards when you make purchases.

Republic Bank has the latest in credit card technology. Our Chip and PIN credit cards are the first with this technology to be introduced in the English-Speaking Caribbean.

This technology reduces fraud, making credit card transactions more secure and enhances the overall customer experience. The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered. Plus the use of a personal identification number (PIN) means that only you can use your card.

Republic Bank Credit Cards with Chip and PIN technology provides cardholders with the added convenience of:

  • Global acceptance including Europe and the UK
  • Unique PIN authorization for unmatched security

Earn Cash Back every time you use your Republic Bank Credit Card! The more you use your Republic Bank Credit Card, the more Cash Back you earn and the more you save!

Anytime, anywhere, you can earn CASH BACK every time you make purchases with your Republic Bank Credit Card. The more you use your Republic Bank Credit Card the more CASH BACK you earn and with no restrictions or expiration dates, there is NO LIMIT to the amount of Cash Back you can earn!

Enjoy the convenience of using your Cash Back anywhere your credit card is accepted.
Utilise Cash Back for:

  • Airline tickets on any airline
  • Cruise Travel
  • Building Supplies
  • Groceries
  • Or whatever you choose, anywhere Visa credit cards are accepted!

Cash Back Rewards will be applied to your credit card account every three (3) months

  • March
  • June
  • September
  • December

Please refer to the FAQs for any questions or concerns you may have regarding the amendment to the credit card reward programme.

No interest will be payable on any amounts debited to the Credit Card Account if the outstanding balance is paid in full by the Payment Due date shown on the Principal Cardholder’s current Billing Statement.

Who and what is covered?

As Republic Bank International Visa Business Credit Card cardholder with this benefit, you, your spouse, and your dependent children under 23 years of age, will each be insured automatically up to US$250,000 against accidental bodily injuries that are the sole cause of death dismemberment arising from an accident that occurs during an Insured Journey. A trip is considered an Insured Journey if (a) the full travel fare has been purchased with a valid International Visa Card; (b) it is outside your country of residence; and (c) the maximum duration of any one trip is no more than 60 days.

The coverage of an Insured Journey begins when you disembark from the common carrier at the destination of your Insured Journey (as designated on your ticket) and ends when you board the common carrier for departure (as designated on the return portion of your ticket).

This insurance does not provide common carrier coverage during travel to and from an Insured Journey. This coverage is meant to complement and not duplicate the CommonCarrier coverage on your International VISA Card


What do I need to be eligible?

You must possess a valid and active Republic Bank International Visa Business Credit Card and use it to purchase the entire travel fare(s).

*Special conditions apply .For more information on this benefit contact us at 627 3348

Coverage for up to the full cost of repair or replacement of a rental vehicle

Your Republic Bank International Visa Business Credit Card gives you peace of mind and saves you money by providing this free insurance coverage every time you use your card to rent a car.


What Are The Benefits And Who Is Covered?

When you use your Republic Bank International Visa Business Credit Card to book a car and pay the full price of the rental, you are covered by this insurance. To access this coverage you must decline the Collision Damage Waiver (CDW/LDW) or similar coverage offered by the car rental company in its rental agreement.

  The Auto Rental Insurance covers up to the full cost of repair or replacement of a rental vehicle in the event of:
  • damage due to collision or theft of the vehicle
  • malicious vandalism against the car
  • documented valid loss-of-use charges imposed by the car rental company.

This coverage applies anywhere in the world, including your country of residence in Latin America and the Caribbean (where allowed by local laws), and will be in effect while the vehicle is in the possession of any authorized driver specifically mentioned in the car rental agreement. Coverage will expire as soon as the rented vehicle is returned to the car rental company or 31 days after the date of rental.
Coverage also applies to car rentals that are redeemed with points generated through Visa card loyalty programs, provided all taxes and surcharges are paid with the Republic Bank International Visa Business Credit Card.


What Types Of Rental Vehicles Are Covered?

Most rental automobiles are covered, including some luxury vehicles such as BMW and Mercedes Benz. If you have any questions regarding a specific vehicle, call the Visa Customer Service Center.


What Is The First Thing I Should Do If I Am Involved In An Accident Or The Rental Car Is Stolen?

Speak to the car rental company and be sure to obtain a copy of all documents related to the accident or theft, including the Accident Report Form, a copy of the Car Rental Agreement (front and back), Police Report (if any), and any other pertinent documents.


What Do I Need To Do To Submit A Claim To Visa?

You must notify Visa within 30 days or your claim will not be processed. In addition to all documents indicated above, you must submit proof that the full price of the car rental was paid with the Republic Bank International Visa Business Credit Card.


Visa does not provide insurance. Insurance provided by third parties. For definitive information about the scope and limitations of each insurance product, please refer to the policy issued by the insurer.

  How do I make a claim?
  1. Notify Visa within 30 days
  2. Submit copy of all documents related to the accident or theft.
  3. Submit proof that the full price of the car rental was paid with the Visa Platinum card.
Hertz Discounts*

Get up to 15% discount on Hertz Rentals* (Available in the US, Europe, Latin America, Australia, New Zealand, Africa, Middle East and Japan – the discount may vary per country. Ensure that you have the special RBL discount code and that bookings are made through Lazarri & Sampson at 627 8201/1945


Colfire Discounts*

Get 20% discount* on Motor Insurance when you use your Republic Bank Credit Card to pay the full cost of the premium. In order for the discount to be applicable, the insured name on the policy much match the cardholder's name.

*Special conditions apply

Annual fee US$28.75
Replacement card fee US$5.75
Interest rate 2% per Month
Over limit Fee * 5% of the amount in excess minimum US$10.00
Past due fee US$ 8.00/TT30.00
Cash advance fee 3 % of amount advanced

This fee does not apply to Republic Bank Visa Signature Credit Card

No interest will payable on any amounts debited to the credit card account if the outstanding balance is paid in full by the payment due date shown on the Principal Cardholder current billing statement. Payment must be paid in full by the payment due date for two consecutive Billing Statements

Other fees associated with credit cards are available upon request.

What you will need

Before visiting our branches, ensure you have the following documents:

New to Republic Bank?

The required amount to open the account
Recent Utility Bill
The required amount to open the account

Existing Republic Bank customer

Two (2) forms of Identification
The required amount to open the account


Click here to download Conditions of Use

As at April 2016, the following is the list of countries where sanctions have been imposed by the US Government and United Nations, as well as sanction regulations issued by other jurisdictions, that restrict the use of VISA/MasterCard products.

  • Burma (Myanmar)
  • Iran
  • Sudan
  • Syria
  • North Korea
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